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Drive Your Dream Today

Car Loans
Drive Home
Your Dream Vehicle

Quick approvals, competitive interest rates, and flexible EMIs. Finance new or used cars with minimal documentation. Turn your dream car into reality with KFinOne.

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Cars Financed
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Happy Customers
0hrs
Disbursal Time
Apply Now

Drive Your Dream
Car Today

Our car loan experts will reach out within 1 business hour. No hidden fees, transparent terms.

No application fee
Soft credit check — won't affect your score
Personalised interest rate
100% digital process
Decision in under 6 hours
1
Personal
2
Location
3
Experience
Step 1 of 3

Personal Information

Let's start with your basic contact details

Step 2 of 3

Your Location

Help us connect you with the right regional team

Step 3 of 3

Your Experience

Almost done — tell us a little about your background

Review Your Details
Why Choose KFinOne

Your Trusted Partner
For Car Loans

Fast & Convenient

Streamlined process, reduced paperwork, speedy approvals.

Flexible Loan Amounts

Finance up to 90% of your vehicle's on-road price.

Competitive Rates

Transparent interest rates starting from 7.99% p.a.

Custom Repayment

Choose tenure from 12 to 84 months as per your income.

Key Benefits

Why Our Car Loan
Stands Out

Quick Approvals

Loan approval within hours

Minimal Docs

Only basic KYC & income proof

Flexible EMI

Customize repayment plan

Transparent Terms

No hidden surprises

Dedicated Support

End-to-end assistance

New & Used Cars

Finance both categories

Loan Types

Flexible Financing
For Every Need

🚗

New Car Loans

Finance your brand-new car with attractive rates and flexible tenures.

🚙

Used Car Loans

Get support for quality pre-owned vehicles without straining savings.

🔒

Secured Vehicle Loans

Use the vehicle as collateral for favorable loan terms.

🔄

Refinancing Solutions

Refinance existing auto loans for better terms & lower EMIs.

Simple Process

Get Your Car Loan
In 4 Easy Steps

01
Submit Application
Fill online form with basic details & vehicle preference.
02
Document Verification
Upload KYC, income proof & vehicle quotation.
03
Loan Approval
Quick eligibility check & approval within hours.
04
Funds Disbursed
Amount credited directly to dealer or your account.
Requirements

Eligibility & Documents

Eligibility Criteria

Minimum age 21 years
Stable source of income (salaried/self-employed)
Valid identity & address proof
Satisfactory credit profile (CIBIL 650+)
Ability to meet repayment obligations

Documents Required

Identity Proof: Aadhaar / PAN / Passport
Address Proof: Utility bill / Rental agreement
Income Proof: Salary slips (3 months) / ITR
Bank statements (last 6 months)
Vehicle quotation / proforma invoice
EMI Calculator

Plan Your Car Loan EMI

Loan Amount8,00,000
₹1L₹50L
Interest Rate (% p.a.)8.50%
7%18%
Tenure (Months)60 mo.
12 mo.84 mo.
Monthly EMI
16,985
per month
Total Interest
2,19,100
Total Payment
10,19,100
Apply Now
FAQs

Car Loan
Questions Answered

Get clarity on financing, eligibility, and repayment.

Still Have Questions?

Our car loan specialists are here to help.

Chat on WhatsApp
01
What is the maximum loan amount for a car?
Up to 90% of the on-road price, with maximum ₹50 lakh for eligible customers.
02
Can I get a loan for a used car?
Yes, we finance certified pre-owned cars up to 80% of valuation, subject to age and condition.
03
What is the minimum CIBIL score required?
We prefer 650+, but consider income stability and other factors for lower scores.
04
How long does approval take?
Most applications get approved within 6 hours on working days, disbursal within 24 hours.
05
Can I prepay my car loan early?
Yes, with minimal or zero foreclosure charges after 6 months. Check terms at sanction.
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