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Trusted by 50,000+ homeowners

Home Loans
Starting at 6.5% p.a.
— Own Your Dream Home

Low down payment, flexible tenure up to 30 years, and doorstep service. KFinOne makes home ownership affordable and effortless.

Apply in 2 Minutes Check EMI
0%
Interest Rate*
0+
Years Tenure
₹5Cr
Max Loan Amount
Partner With Us

Become a KFinOne DSA Partner

Earn high commissions by referring home loans, personal loans, and credit cards. Zero investment, full support.

High payouts – monthly settlement
20+ financial products
Dedicated partner dashboard
Training & marketing collateral
1
Personal
2
Location
3
Experience
Step 1 of 3

Personal Information

Let's start with your basic contact details

Step 2 of 3

Your Location

Help us connect you with the right regional team

Step 3 of 3

Your Experience

Almost done — tell us a little about your background

Review Your Details

Your data is encrypted and never shared with third parties.

Loan Purposes

What Can You Use
Your Home Loan For?

🏠

Buy a Ready Home

Purchase your dream apartment or villa from any developer.

Easy approval
🔨

Home Construction

Build your own house on a plot you already own.

Step-by-step disbursal
🔄

Home Renovation

Modernise your existing home – kitchen, bathroom, flooring.

No collateral needed
🏢

Loan Against Property

Leverage your owned property for funds – business or personal.

High loan value
Why KFinOne

Built Around
Your Homeownership Dream

Lowest Interest Rates

Starting at just 6.5% p.a. – fixed or floating rate options available.

Low Down Payment

Pay as little as 10% – finance up to 90% of the property value.

Flexible Tenure

Choose repayment from 5 to 30 years – lower EMIs, more convenience.

Doorstep Service

Our representative visits you – no need to visit a branch.

₹5Cr
Maximum Loan
30yrs
Max Tenure
6.5%
Starting Interest
90%
Loan-to-Value
Requirements

Eligibility & Documents

Eligibility

Age: 21 – 70 years
Income: ₹25,000/month (salaried) or ₹30,000 (self-employed)
CIBIL score 650+ (relaxed for certain profiles)
Property: Residential (ready or under construction)
Indian resident with valid KYC

Documents

PAN Card (compulsory)
Aadhaar Card
Latest 6 months' bank statement
Salary slips (3 months) / ITR for 2 years
Property documents (sale agreement, title deed)
Income proof for self-employed
EMI Calculator

Plan Your Home Loan EMI

Loan Amount₹50,00,000
₹5L₹5Cr
Interest Rate (% p.a.)6.5%
6%18%
Tenure (Years)20 yrs
5 yrs30 yrs
Monthly EMI
₹37,850
per month
Total Interest
₹40,84,000
Total Payment
₹90,84,000
Apply for Home Loan
Process

Get Your Home Loan in 4 Steps

01
Fill Online Form
Basic details – takes 2 minutes.
02
Upload Documents
PAN, Aadhaar, income & property papers.
03
Instant Verification
Digital KYC & property assessment.
04
Funds Disbursed
Amount credited within 7 days.
FAQs

Common Questions

Everything about KFinOne home loans – interest rates, eligibility, documents.

Still have doubts?

Speak to our home loan specialist.

Chat on WhatsApp
01
What is the minimum down payment?
Down PaymentYou need as little as 10% of the property value. KFinOne finances up to 90% of the property cost.
02
Can I get a fixed interest rate home loan?
RatesYes, we offer both fixed and floating rate options. Fixed rates give you predictable EMIs for the entire tenure.
03
How long does approval take?
ProcessMost home loans are approved within 48 hours after document submission. Disbursal happens within 7 days.
04
Can I apply for a home construction loan?
ConstructionAbsolutely. We disburse funds in stages as construction progresses – you only pay interest on the amount drawn.
05
What is the maximum loan amount?
LimitYou can borrow up to ₹5 Crore depending on your income and property value.
06
Are there any prepayment charges?
PrepaymentNo prepayment penalty on floating rate home loans. Fixed rate loans have a nominal 2% fee if closed before 3 years.

KFinOne Home Loan Assistant