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Unlock your property's value

Mortgage Loan
Up to 70% Property Value
— Fast & Flexible

Get a loan against your residential, commercial, or land property. Competitive interest rates, minimal documentation, and quick disbursal.

0%
Interest Rate*
0
Years Max Tenure
₹5Cr
Max Loan Amount
Partner With Us

Become a KFinOne DSA Partner

Earn high commissions by referring mortgage loans, home loans, and credit cards. Zero investment, full support.

High payouts – monthly settlement
20+ financial products
Dedicated partner dashboard
Training & marketing collateral
1
Personal
2
Location
3
Experience
Step 1 of 3

Personal Information

Let's start with your basic contact details

Step 2 of 3

Your Location

Help us connect you with the right regional team

Step 3 of 3

Your Experience

Almost done — tell us a little about your background

Review Your Details
Loan Purposes

What Can You Use
Your Mortgage Loan For?

🏭

Business Expansion

Fund your startup, working capital, or business growth without selling assets.

Quick approval
📚

Higher Education

Finance international studies or professional courses with ease.

Low interest
🏥

Medical Emergency

Get funds for critical treatments without liquidating investments.

Fast disbursal
🔄

Debt Consolidation

Combine multiple high-interest loans into one lower EMI.

Save on interest
Why KFinOne

Designed to Unlock
Your Property's Value

High Loan-to-Value

Get up to 70% of your property's market value as a loan – residential, commercial, or land.

Flexible Tenure

Choose repayment from 5 to 15 years – lower EMIs, more convenience.

Competitive Interest Rates

Starting at just 11.5% p.a. – fixed or floating options available.

Minimal Documentation

Simplified paperwork – no lengthy legal hassles.

₹5Cr
Maximum Loan
70%
Loan-to-Value Ratio
11.5%
Starting Interest
15yrs
Max Tenure
Requirements

Eligibility & Documents

Eligibility

Age: 22 – 65 years
Income: Stable source (salaried/business)
CIBIL score 650+ (relaxed for certain profiles)
Property: Residential, commercial, or land (clear title)
Indian resident with valid KYC

Documents

PAN Card (compulsory)
Aadhaar Card
Latest 6 months' bank statement
Income proof – salary slips (3 months) / ITR (2 years)
Property documents (title deed, tax receipts)
Encumbrance certificate (if applicable)
EMI Calculator

Plan Your Mortgage EMI

Loan Amount1,00,00,000
₹5L₹5Cr
Interest Rate (% p.a.)11.5%
9%18%
Tenure (Years)10 yrs
5 yrs15 yrs
Monthly EMI
1,40,720
per month
Total Interest
68,86,400
Total Payment
1,68,86,400
Apply for Mortgage Loan
Process

Get Your Mortgage Loan in 4 Steps

01
Fill Online Form
Basic details – takes 2 minutes.
02
Upload Documents
KYC, income proof & property papers.
03
Property Valuation
Our team assesses your property value.
04
Funds Disbursed
Loan credited within 7–10 days.
FAQs

Common Questions

Everything about KFinOne mortgage loans – interest rates, eligibility, documents.

Still have doubts?

Speak to our mortgage specialist.

Chat on WhatsApp
01
What is the interest rate for a mortgage loan?
RatesInterest rates start from 11.5% p.a., depending on your credit score, property type, and loan amount.
02
Can I get a loan against agricultural land?
Land TypeYes, we offer loans against non-agricultural land. For agricultural land, terms may vary – please contact our specialist.
03
What is the maximum loan amount I can get?
Loan LimitYou can borrow up to ₹5 Crore, depending on your property's market value and your repayment capacity.
04
Can I prepay the loan early?
PrepaymentYes, partial or full prepayment is allowed. No penalty after 6 months. Before 6 months, a nominal 2% fee applies.
05
How long does approval take?
TimelineMost applications are approved within 7–10 working days after document submission and property valuation.
06
Can I take a loan against a commercial property?
Property TypeAbsolutely. We offer mortgage loans against commercial properties – shops, offices, and industrial spaces.

KFinOne Mortgage Assistant