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Unlock Your Property Value

Loan Against
Property Unlock Value

Leverage your residential, commercial, or industrial property to access high-value funds. Competitive interest rates, flexible tenures up to 15 years.

Apply for Loan Check EMI
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Crores Sanctioned
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Happy Customers
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Avg. Disbursal
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Turn Your Property
Into Financial Power

Our loan experts will reach out within 1 business hour. No hidden fees, transparent terms.

No application fee
Soft credit check — won't affect your score
Personalised interest rate
100% digital application
Decision within 48 hours
9246545737 support@kfinone.com
1
Personal
2
Location
3
Experience
Step 1 of 3

Personal Information

Let's start with your basic contact details

Step 2 of 3

Your Location

Help us connect you with the right regional team

Step 3 of 3

Your Experience

Almost done — tell us a little about your background

Review Your Details

Your data is encrypted and never shared with third parties.

Why Choose KFinOne

Trusted Partner for
Property-Backed Finance

High-Value Financing

Avail larger loan amounts based on property value.

Competitive Rates

Cost-effective financing with attractive interest.

Flexible Tenures

Repay up to 15 years as per your cash flow.

Continue Ownership

Use and occupy your property while availing loan.

Key Benefits

Why Choose a
Loan Against Property?

Substantial Funding

Access large loan amounts

Lower Interest

Better rates than unsecured loans

Longer Tenure

Up to 15 years repayment

Personal & Business

Suitable for both needs

Retain Ownership

Continue using property

Quick Processing

Fast approval & disbursal

Fund Usage

What Can You Do
With The Loan?

🏭

Business Expansion

Working capital, equipment purchase, growth initiatives.

🎓

Education Expenses

Higher education, professional courses, overseas studies.

🏥

Medical Requirements

Planned treatments or unforeseen healthcare expenses.

🏠

Home Renovation

Upgrade, repair, or modernize your property.

📊

Debt Consolidation

Combine multiple obligations into one EMI.

💍

Personal Needs

Weddings, travel, investments, major life goals.

Property Types

We Accept
All Major Property Types

Residential Property

Apartments, independent houses, villas, residential plots

Commercial Property

Office spaces, retail shops, commercial complexes

Industrial Property

Factories, warehouses, industrial units

Easy Process

Get Your Loan Against Property
In 5 Simple Steps

01
Submit Request
Provide personal & property details
02
Property Evaluation
Valuation of your asset
03
Verification
Document & eligibility check
04
Approval
Loan sanctioned
05
Disbursal
Funds released as per terms
Requirements

Eligibility & Documents

Eligibility Criteria

Minimum age 21 years (maximum 65 years at maturity)
Own an eligible residential/commercial/industrial property
Stable source of income (salaried/self-employed/business)
Satisfactory credit profile (CIBIL 650+)
Clear property title with marketable value

Documents Required

Identity: Aadhaar / PAN / Passport
Address: Utility bill / Driving license
Income: Salary slips (3 months) / ITR (3 years) / Bank statements (6 months)
Property: Title deeds / Ownership proof / Tax receipts / Approved plan (if applicable)
Any other documents requested during processing
EMI Calculator

Plan Your Loan EMI

Loan Amount₹1,00,00,000
₹5L₹5Cr
Interest Rate (% p.a.)8.75%
7.5%15%
Tenure (Months)120 mo.
12 mo.180 mo.
Monthly EMI
₹1,25,440
per month
Total Interest
₹50,52,800
Total Payment
₹1,50,52,800
Apply Now
FAQs

Loan Against Property
Questions Answered

Get clarity on eligibility, documentation, and repayment.

Still Have Questions?

Our property loan specialists are here to help.

Chat on WhatsApp
01
What is the maximum loan amount I can get?
Up to ₹5 crore, typically 50-70% of the property's market value, depending on property type and income profile.
02
Can I get a loan against an under-construction property?
Generally, only ready-to-move or completed properties are accepted. Under-construction properties may be considered with additional approvals.
03
What is the maximum tenure available?
Tenure up to 15 years (180 months), depending on your age and repayment capacity.
04
Can I prepay the loan early?
Yes, foreclosure is allowed with nominal charges. Partial prepayments are also accepted without penalties for floating rate loans.
05
What happens if I already have an existing loan on the property?
You can apply for a top-up loan or balance transfer, subject to available equity and credit assessment.
06
How long does the approval process take?
Typically 5-7 working days, including property valuation and document verification.
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