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Structured Growth Capital

Term Loan
Fuel Business Growth
Flexible Financing

Access fixed funding for expansion, equipment, infrastructure, and more. Structured repayment plans to suit your business cash flow.

Apply for Term Loan Check EMI
0+
Businesses Funded
0Cr+
Disbursed
0days
Avg. Approval
Apply Now

Structured Funding
For Business Growth

Our term loan experts will reach out within 1 business hour. No hidden fees, transparent terms.

No application fee
Soft credit check — won't affect your score
Personalised interest rate
100% digital process
Decision within 48 hours
9246545737 support@kfinone.com
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Key Benefits

Why Choose a
Term Loan From KFinOne?

Business Expansion

Open new branches, enter new markets

Structured Repayment

Fixed monthly installments

Preserve Working Capital

Avoid depleting cash reserves

Quick Processing

Fast approval & disbursal

Key Features

What Makes Our
Term Loan Special

Attractive Amounts

Up to ₹5 crore

Competitive Rates

Affordable interest

Flexible Tenure

Up to 7 years

Fast Disbursal

Quick approval

Minimal Docs

Simple paperwork

Dedicated Support

Personalized assistance

Loan Usage

How Can You
Use a Term Loan?

Business Expansion

New branches, new markets

Equipment Purchase

Machinery, technology, tools

Infrastructure

Office, warehouse, facility

Renovation

Modernization & upgrades

Inventory Procurement

Raw materials, finished goods

Working Capital

Operational support

Capacity Enhancement

Production increase

Growth Initiatives

General business development

Requirements

Eligibility & Documents

Eligibility Criteria

Proprietorship, Partnership, LLP, Private Limited Company
Minimum 2-3 years of business operation
Stable business performance & repayment capacity
Satisfactory credit history (CIBIL 650+)
Valid KYC & business registration documents

Documents Required

Identity: Aadhaar / PAN / Passport
Address: Utility bill / Driving license
Business: Registration / GST / Trade license
Financial: Bank statements (12 months) / ITR (2-3 years) / Balance sheet
Project report / business plan (for large amounts)
EMI Calculator

Plan Your Term Loan EMI

Loan Amount₹10,00,000
₹1L₹5Cr
Interest Rate (% p.a.)10.99%
8%16%
Tenure (Months)84 mo.
12 mo.84 mo.
Monthly EMI
₹17,998
per month
Total Interest
₹5,11,832
Total Payment
₹15,11,832
Apply Now
FAQs

Term Loan
Questions Answered

Get clarity on eligibility, documentation, and repayment for term loans.

Still Have Questions?

Our term loan specialists are here to help.

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01
What is a term loan?
A term loan is a fixed amount borrowed from a lender and repaid over a specific period through regular EMI installments. It's ideal for business expansion, equipment purchase, and long-term investments.
02
What is the maximum loan amount?
Up to ₹5 crore, based on business turnover, financials, and repayment capacity.
03
What is the maximum repayment tenure?
Up to 7 years (84 months), depending on the loan amount and your business profile.
04
Do I need to provide collateral?
For larger loan amounts, collateral may be required. Smaller term loans may be unsecured based on creditworthiness.
05
How long does approval take?
Typically 3-5 working days for approval. Disbursal within 7-10 days after document verification.
06
Can I prepay the term loan early?
Yes, foreclosure allowed with nominal charges after 6-12 months. Partial prepayments are also accepted.
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