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Empower Your Business

Machinery Loan
Finance Equipment
Grow Faster

Acquire industrial, construction, agricultural, or specialized machinery without upfront payment. Preserve working capital with flexible EMIs and quick approvals.

0+
Machines Funded
0Cr+
Disbursed
0days
Avg. Approval
Apply Now

Get Machinery
Without Upfront Payment

Our machinery loan experts will reach out within 1 business hour. No hidden fees, transparent terms.

No application fee
Soft credit check — won't affect your score
Personalised interest rate
100% digital process
Decision within 48 hours
1
Personal
2
Location
3
Experience
Step 1 of 3

Personal Information

Let's start with your basic contact details

Step 2 of 3

Your Location

Help us connect you with the right regional team

Step 3 of 3

Your Experience

Almost done — tell us a little about your background

Review Your Details
Advantages

Why Finance Your
Machinery With KFinOne?

Enhance Operations

Modern equipment improves productivity and reduces manual effort.

Preserve Cash Flow

Spread equipment cost through manageable EMIs.

Flexible Funding

Choose loan amount as per equipment requirement.

Quick Processing

Fast approvals to minimize operational delays.

Eligible Equipment

What Machinery
Can You Finance?

Manufacturing

Industrial machinery & production equipment

Construction

Excavators, cranes, loaders, concrete mixers

Agricultural

Harvesters, tractors, irrigation systems

Printing & Packaging

Printing presses, packaging lines

Medical Equipment

Diagnostic machines, hospital beds, scanners

Food Processing

Processing, bottling, packaging equipment

Textile Machinery

Looms, knitting machines, dyeing equipment

Commercial Vehicles

Fleet vehicles for business operations

Key Features

What Makes Our
Machinery Loan Special

Attractive Rates

Competitive interest rates

Flexible Tenure

Up to 7 years repayment

Higher Funding

Up to 85% of equipment value

Simplified Docs

Minimal documentation process

Quick Approval

Fast processing & disbursal

New & Used

Finance both new & pre-owned

Easy Process

Get Your Machinery Loan
In 4 Simple Steps

01
Submit Details
Share business & machinery requirement
02
Document Verification
KYC, business & machinery quotation
03
Assessment
Evaluation of business & repayment
04
Disbursal
Funds released to purchase machinery
Requirements

Eligibility & Documents

Eligibility Criteria

Registered business (proprietorship, partnership, pvt ltd)
Minimum 2-3 years of business operation
Stable business performance & repayment capacity
Satisfactory credit history (CIBIL 650+)
Valid machinery quotation or proforma invoice

Documents Required

Identity: Aadhaar / PAN / Passport
Address: Utility bill / Driving license
Business: Registration / GST / Trade license
Financial: Bank statements (12 months) / ITR (2-3 years) / Balance sheet
Machinery: Quotation or proforma invoice
EMI Calculator

Plan Your Machinery Loan EMI

Loan Amount10,00,000
₹1L₹3Cr
Interest Rate (% p.a.)10.49%
8%16%
Tenure (Months)60 mo.
12 mo.84 mo.
Monthly EMI
21,498
per month
Total Interest
2,89,880
Total Payment
12,89,880
Apply Now
FAQs

Machinery Loan
Questions Answered

Get clarity on eligibility, documentation, and repayment for equipment financing.

Still Have Questions?

Our machinery loan specialists are here to help.

Chat on WhatsApp
01
What types of machinery can be financed?
Industrial machinery, construction equipment, agricultural implements, printing/packaging machines, medical equipment, food processing machinery, textile machines, and more.
02
What is the maximum loan amount?
Up to ₹3 crore, subject to business financials and machinery valuation. Typically 75-85% of equipment cost.
03
Can I finance used/second-hand machinery?
Yes, we finance pre-owned machinery, subject to age (typically less than 5-7 years) and condition verified by valuation report.
04
What is the maximum repayment tenure?
Up to 7 years (84 months), depending on machinery type and business profile.
05
How long does approval take?
Typically 3-5 working days after submission of complete documents and machinery quotation.
06
Is collateral required?
The machinery being purchased serves as primary collateral. For larger amounts, additional security may be required.
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